BUSINESS SUCCESSION PLANNING * Measuring the

Introducing…
The Perfect Employee
National Life Insurance Company® | Life Insurance Company of the Southwest®
National Life Group is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest (LSW),
Addison, TX and their affiliates. Each company of NL Group is solely responsible for its own financial condition and contractual obligations. LSW is
not an authorized insurer in New York and does not conduct insurance business in New York.
© 2015 National Life Group
TCXXXXX(0XXX)3
®
For Agent Use Only. Not for use with the Public.
If you could describe the qualities of a perfect
employee they may include:
Hard
Worker
Team
Player
Skilled
Loyal
Honest
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
Since we are talking the “perfect employee”
they also should be:
Disciplined
Adaptive
Problem
Solver
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
Action
Oriented
Creative
What if, in addition to all the aforementioned
qualities, this employee also
Doesn’t require health benefits?
No need for a retirement plan?
Willing to work without sick days or
vacation days?
No need for you to pay unemployment
benefits or workers compensation?
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
AND, this employee was able to increase
YOUR potential retirement income by…
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
What would you, as a business owner, be
willing to pay for such a person?
$50.00
per hour?
$20.00
per hour?
$15.00
per hour?
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
What if they would go to work for you for...
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
In addition to the initial death benefits your
insurance policy riders may also include the
following Living Benefits
•
•
•
•
•
•
•
Waiver of Premium (WSP)
Terminal Illness (ABR)
Chronic Illness (ABR)
Critical Illness (ABR)
Critical Injury (ABR)
Over Loan Protection (OPR)
Guaranteed Income (LIBR)
Note: Riders are subject to underwriting approval and may not be available in all states.
See full illustration for values illustrated and benefits included
. Available upon request by contacting John Lovejoy, Regional Sales V.P.
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
jlovejoy@nationallifegroup.com
Meet the perfect employee
• YOUR PICTURE
YOUR NAME
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
Here’s how my plan can work for you.
See Full Illustration for details.
For help with an illustration please call: 800.906.3310,
Option 1 for Life Illustrations
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.
For more information on products and services
available from National Life Group contact me at:
John Lovejoy:
lovejoy.nlg@gmail.com (c) 502.321.0036
© 2015 National Life Group®
For Agent Use Only. Not for use with the Public.

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