November 2014 Volume 31, Issue 11 West Central Association of REALTORS® Newsletter "Professionals Meeting Change" Industry News Inside: President Message 2 DOC Ad Requirements 3 WCAR Affiliates Page 4 Membership update 5 Legal hotline question 6 MLS Tips 7 their credit scores. Access What does the REALTOR and share the five-minute Party do and how have they video. helped Minnesota REALTORS? Find out more here.... REALTOR Action Center When Congress is considering legislation that affects the real estate Help Clients Understand industry, NAR calls on its members to act. Simply by Credit Scores. Neekia contacting your Member McCoy of REALTORS® Federal Credit Union talks of Congress through an email or a phone call, you about the topic from a can ensure that your lender’s point of view and business remains strong. offers tips on how NAR members join households can improve together and speak with one loud, powerful voice. Read More Download the NAR App today, access your NRDS number, view member benefits for the National and State Associations, Industry News, Special Product Offers and Events. Find "NAR Member Center" in your App Store. Have you Registered for Nov. 20th CE Classes? 2015 Membership Dues Invoices have been issued if you did not receive or need it reemailed call Sue or Maggie at 320-2356881 30 registrations are needed by November 13th to hold the CE class in Marshall on November 20th! Day includes 8:30-12:15 Financing Today's Buyers 1:00--4:00 Business & Communication Technology Registration on page 9 or call Sue or Maggie at 320-235-6881 Register Today! WCAR Newsletter Page 2 of 12 From the President's Desk Dear Members, Sandra Russen WCAR President November useless trivia: The average American consumes 3000 to 3500 calories at Thanksgiving dinner alone It was great seeing the strong turnout we had at the WCAR Expo in Willmar Oct. st 21 with our affiliated members highlighting their services and products which complement our real estate businesses. I had the opportunity to talk to every vendor at the show and am very impressed with the products and services they all offer. Their feedback on the Expo was strong and positive giving them an opportunity to meet with REALTORs and each other. Log on to our WCAR website to see the list of our Affiliated Members and what they offer to you. http://www.wcarmn.com To complete The NAR Challenge for all us REALTOR®s to ““remain the first point of contact with consumers” through Community, Education and Political Advocacy”” this month’s focus is on the third and last aspect of NAR’s challenge: Political Advocacy. Nothing affects our business and lives more than the laws, regulations and rules that govern our industry. NAR’s Government Affairs Division advocates for federal policy initiatives that strengthen the ability of Americans to own, buy and sell real property. Find out more at http://www.realtor.org/polit ical-advocacy. Minnesota REALTORS® advocates similarly on a State level. They work hard representing the interests of the industry and homeowners by lobbying issues that will affect home ownership and your business. There are numerous avenues for you to get involved and informed. Legislative updates, policy position and more can be found here: http://www.mnrealtor.com/ governmental-affairs. Supporting the REALTORS® Political Action Committee (RPAC) is a way to have your voice heard locally, in St. Paul and in Washington DC. Check out how you can contribute to MN-RPAC http://www.mnrpac.org Also, consider contributing to RPAC along with your 2015 Dues. Being informed will open new conversations with your clients. Let them know REALTORS® are currently fighting against changes to the Mortgage Interest and Property Tax Deductions and Capital Gains Exclusion at Federal and State level and so much more! It’s your business to know your business. As we prepare for the onset of the winter months ahead and rake the last of the leaves from our yards it’s a great time to look in the near future and prepare to continue supporting home ownership through community support, staying educated and politically advocating for Home Ownership rights and policies and your real estate business. Have a great fall. Sandra Russen WCAR President REALTOR® Ring Day December 5th! This year Minnesota will be one of 28 states participating in REALTOR Ring Day across the country on December 5th. Contact your local Salvation Army and Volunteer to Ring the Bell. Find your local Salvation Army and register online to ring the bell at: http://salvationarmynorth.org/volunteer/bellringing Upcoming Events November 10-New Member Orientation-Marshall December 3- New member orientation-Fairmont December 3- Ethics Class in Fairmont November 10- Ethics Class-Marshall December 5- REALTOR Ring Day for Salvation November 20- Full Day CE in Marshall Army All class registrations can be found online at www.wcarmn.com or you can register and pay online HERE WCAR Information There is frequently only one person in the WCAR office if you receive voicemail please leave a message. We will return your call as soon as possible or send an email to Sue at sue@wcarmn.com or Maggie at maggie@wcarmn.com “REALTORS Helping Communities” Donations can be sent to the WCAR office monthly, quarterly, or yearly. The Public Relations committee requests that each WCAR member contribute $1 per closed side to help support this great program. WCAR Website find upcoming classroom education, online education, online registration for WCAR events, association bulletins, contact information for WCAR members and the Payment services site with access to current and paid invoices. www.wcarmn.com Popular websites: West Central Association www.wcarmn.com Minnesota Association www.mnrealtor.com National Association www.realtor.org Paragon www.wcarmnmls.com Paragon Mobile wcmnmls-sasi.mobile.paragonrels.com Online Continuing Education wcarmn.360training.com Support REALTORS® Helping Communities. The Public Relations committee requests that each WCAR member contribute $1 per closed side to help support this great program. All recipients are nominated by WCAR members and are local groups or programs. yearly. If you have already The 2014 recipients are: contributed Thank you Big Buddies Generation for our support of this Next WCAR program. If you Of Marshall would like more information contact the Grace Place of Willmar WCAR at 320-235-6881 Of Willmar or wcoffice@wcarmn.com Out Back Youth Day Of Graceville Donations can be sent to the WCAR office monthly, quarterly, or Women’s Safe House Of Willmar WCAR Newsletter Page 4 of 12 WCAR Affiliate Members Antique/Home Goods Title Companies Lenders Con't: Long Lake Antiques Johnson Moody, Schmidt & Kleinhuizen Clearwater Mortgage Builders: Energy Concepts Kandiyohi Abstract & Title Lyon County Abstract & Title Minnesota Abstract Title Company Home Inspectors: Advanced Property Inspections Inc Quality Title of Willmar, LLC Title & Abstract Services, LLC Pro-Spec Home Inspections Sportel Home Inspections, LLC Tischer Home Inspections Tom's Home Inspections Werder Home Inspections Inc Mick Quinn Insurance Agency Coop Credit Union-Montevideo First Independent Bank Granite Community Loan Center Heritage Bank Home State Bank Lake Region Bank Lenders: Ag Star Financial Atwater State Bank Bank of the West Bremer Bank-Willmar Insurance Agents: Concorde Bank Lake Region Mortgage North American State Bank United FCS United Prairie Bank Wells Fargo Bremer Bank-Marshall Central Minnesota Credit UnionBelgrade & Paynesville Well & Septic Companies Environmental Well & Septic Thein Well Company Appraiser Members Agri-Realty Neu LLC Appraisal Appraisals by Ralph Thoren Orlin Bruss Appraisal Services Asburn Appraising Pool Appraisals Fagerlie Appraisal Southwest Appraisal & Consultants Grandprey Appraisal Services Tri State Appraisal Services Guggenberger Appraisal Service William Latham Appraisal Haynes Real Estate Appraisal Holmgren Appraisal JLS Appraisal Services John Brown Appraisals Klein Appraisal Services Lac Qui Parle County Assessor Mahoney Appraisal McCoy Appraisal Services . "Affiliate Contact information can be found on the WCAR website under "Our Affiliates" www.wcarmn.com Membership Report New Members: Jodi Severson, Realtor®, Edina Realty, Willmar Todd Hansen, Realtor®, Edina Realty, Willmar Full Members: 353 Affiliate Members: 42 Transfers: Mary Peterson, Realtor®, Century 21 Kandi Realty, Willmar Secondary: 7 Drops: None Remember to notify the association of any licenses changes Dawn Witt, Realtor®, Century 21 Kandi Realty, Willmar Ann Anderson, Realtor®, Century 21 Kandi Realty, Willmar WCAR Affiliate Expo was a Success! The WCAR Affiliate expo Thank you to the following was well attended. Affiliates for participating: Thank you to all who attended. Shelley Crow was the winner of the $200 Slumberland certificate. Advanced Property Inspections Central Minnesota Credit Union Co-Op Credit Union of Montevideo Harvest Bank Johnson, Moody, Schmidt & Kleinhuizen Kandiyohi Abstract and Title Lake Region Bank Lake Region Mortgage North American State Bank Quality Title of Willmar Sportel Home Inspections Thein Well Company Tom's Home Inspections Wells Fargo Online Credit Checking through Experian Connect. How Does It Work? Your clients can purchase their credit report and score for $14.95 and then grant you access to view it for 30 days from purchase for no additional fee. Find out more about the Experian Connect program HERE WCAR Tutorial Videos WCAR has created short video's to help you navigate Instanet Forms and the MLS system. Click the link next to each video title to view the tutorial. 1. What is a Client Connect Site View Now 4. Create a Transaction in Instanet . View Now 5. Save a Default Search in Paragon. View Now 6. Set up an Auto Email in Paragon. View Now 7. Authentisign Esignatures. View Now 2. Setting up a Client Connect Site View Now 8. Add addn'l Document to a transaction View Now 3. Authentisign NEW Help Videos for Tablets View Now 9. Add Single Document to Authentisign View Now Legal Hotline Question Question: How long does a seller have to respond to an offer presented by a buyer? offer that it is withdrawn unless accepted or countered with a predetermined time. The takeAnswer: The seller away point, for can take as long as buyers who do not seller wants, unless want to wait around the buyer withdraws indefinitely for a the offer in the seller’s response, is interim or unless to set a timeline for the buyer expressly a seller to respond, states within the Any of the MLS Tutorials can be found under MLS Documents in the upper right corner of Paragon and then in the Video Tutorial Folder. Do you have something you would like to see a short tutorial on? Email Sue at sue@wcarmn.com Instanet has a new format when using Chrome, MAC or tablets all the same features they just look a little different. By: Brad J Boyd, Esq provided the buyer is comfortable that the time is sufficiently long to not put undue pressure on the seller while being sufficiently short as to be suitable to buyer. Find more Hotline questions at https://sites.google.com/ site/wcarrealestate/legal -hotline-questions Display your Open Houses on the WCAR website Open Houses will be displayed on the WCAR all month long, just email your open house information to the association office and it will be posted for the consumers to view. each month will continue to be WCAR Open House Weekend and be advertised on the front of the Homes Plus magazine however all open houses will be posted regardless of the date. The second weekend of Take advantage of this free advertising by emailing your listing information to Maggie at maggie@wcarmn.com  MLS#  Address  Date  Time  Price WCAR Video Tutorials watch at your convenience. MLS Tips To have your phone number displayed on reports go to Preferences - system Preferences- Result option and check the box by Show phone number with Agent name Paragon Helpline is open Mon-Fri 6 am to 8 pm Saturday 9 am to 3 pm Sunday 1 am to 3 pm Call 877-657-4357 MLS Handbook has been updated and can be viewed in Paragon under MLS Documents *Temporarily Unavailable to Show the MLS committee has reserved this status for the following situations: 1) A Bank has asked the agent to Temporarily take off the MLS due to title or transactions issues. 2) The homeowner has had an emergency and cannot show the property. This status cannot be used if the owner has just listed the property but isn't ready for showings a MLS Exclusion must be used in this situation. *There are frequently Auction Properties that will meet your clients requirements however the price in the MLS is $0, take an extra minute and search for Auction Properties by adding the Auction Field to your search and selecting Yes order for the Open Houses to be exported to your site. *Any Report that has Client in the title can be given to the Public, any report that displays compensation or Agent to Agent Remarks should Never be given to the Public Client Connect creates an individual site for your clients to go to view properties that meet their criteria Tutorial Here Additional MLS Tips can be found in Paragon under MLS Documents in the right corner and then in the MLS Tips Folder Remember to do a Partial Save before you walk away from the computer or stop to do something different while inputting a listing or you could lose all the date you entered. *You can view information for your inventory or changes for the entire market by going to Market Monitor on the right side of the Paragon Home Page and clicking the tabs at the bottom of the box. *If you cannot find an agents name you are searching for click the search tool next to the listing agent or selling agent field for the entire list of agents in the system. Add @bookashwoing.com to your safe sender list in your email account to ensure email delivery find out more at www.bookashowing.co m/safe When accessing the MLS on a Mobile device always choose Full Version, the mobile version will display an error. *Open House information can be added in Paragon and then will be exported to realtor.com. Each office has the option to have it pulled to their website too, your web provider will need to start pulling the fields in Year Built is required and if the home owner does not know it every effort by the real estate professional must be taken to find it. WCAR Home Search Mobile App is now available in both the Android and Apple Store. This is a free app that contains all home in the WCAR MLS that are for sale and is available for both members and the public. Go to your App Store and Search WCAR Homes For Sale IF a Closing date is extended remember to update the MLS all data needs to be current and correct. WCAR Newsletter Mail to: WCAR, 1025—19th Avenue SW Suite 5, Willmar 56201 , email: wcoffice@wcarmn.com - or— Page 8 of 12 Fax to: 320-231-3405 November 10, 2014 New Member Orientation NAR Approved Ethics Class SW/WC Cooperative –1420 E College Dr-Marshall 9:00 a.m.-11:00 am New Member Orientation 2 CE Presented by: Charles Holland New member Orientation attendance is required for all new Realtor® members within the first year of membership. This class will acquaint you with the three levels of Association membership, the services provided by each and your responsibilities as a member of a professional organization. MN West Campus Auditorium This course has been approved by the MinnesotaWillmar Commissioner of Commerce for 2 hours for real estate continuing education. Noon —2:30 p.m. Code of Ethics– NAR approved 2.5 CE Presented by: Charles Holland This class has been designed to give you instructions on the duties and obligations imposed by the National Associations Code of Ethics for REALTORS in their day to day real estate business. These duties mirror obligations required under state law and case studies and examples will help agents understand the required obligations. ALL MEMBERS MUST COMPLETE AN ETHICS COURSE BETWEEN 2013-2016 *Meets NAR Ethics requirements This course has been approved by the Minnesota Commissioner of Commerce for 2.5 hours for real estate continuing education. Name _________________________________________ ____ New Member Orientation FREE Company ____ Code of Ethics $20 _________________________________________ Home Address _________________________________________ Register Early, Prices increase $5.00 after Nov 3rd! City /Zip________________ Phone ______________ License # _________________________________ For credit card payment, please provide email address: Email invoice to : ________________________________________________________ No Refunds will be given Mail to: WCAR, 1025—19th Avenue SW Suite 5, Willmar 56201 , email: wcoffice@wcarmn.com - or— Fax to: 320-231-3405 November 20, 2014 Financing Today’s Buyer & Business & Communication Technology SW/WC Cooperative 1420 E College Dr, Marshall ( South Side of Marshall Mall) 8:30 a.m.—12:15 p.m. Financing today’s buyer 3.75 CE Presented by: Chris Prescott This course is designed to educate real estate agents on the pros and cons of using Contract for Deed financing. The instructor will outline various types of seller financing with a focus on assumption of existing financing, which is important when so many loans have been written using FHA financing. Students will also learn about the rent to own concept and how it may be a viable solution for today’s buyer. This course has been approved by the Minnesota Commissioner of Commerce for 3.75 hours for real estate continuing education. 1:00 p.m.—4:00 p.m. Business & Communication Technology 3 CE Presented by: Rob Mehta Are you thinking about buying technology devices, software or apps to improve your real estate business but don’t know where to start? Are you struggling to reach consumers because you don’t know which communication methods are the most effective ones to utilize? Do you have concerns about data security, virus protection, legal issues, etiquette and personal safety in using these new tools? By attending this course you will learn how to run your real estate business safely in the most cost & time efficient manner by leveraging technology. *This class will apply to the GRI designation. This course has been approved by the Minnesota Commissioner of Commerce for 3 hours for real estate continuing education. Name _________________________________________ Company _________________________________________ ____ Both Classes $65 (box lunch included) ____ Financing today’s Buyer $35 ____ Business & Communication Technology $35 Home Address _________________________________________ City /Zip________________ Phone ______________ License # _________________________________ Register Early, Prices increase after November 13th! For credit card payment, please provide email address: Email invoice to : ___________________________________________ No Refunds will be given WCAR Newsletter Page 10 of 12 Mail to: WCAR, 1025—19th Avenue SW Suite 5, Willmar 56201 , email: wcoffice@wcarmn.com - or— Fax to: 320-231-3405 December 3, 2014 New Member Orientation NAR Approved Ethics Class Holiday Inn –1201 Torgerson Dr-Fairmont 9:00 a.m.-11:00 am New Member Orientation 2 CE Presented by: Charles Holland New member Orientation attendance is required for all new Realtor® members within the first year of membership. This class will acquaint you with the three levels of Association membership, the services provided by each and your responsibilities as a member of a professional organization. This course has been approved by the MNMinnesota West Campus Commissioner Auditorium of Commerce for 2 hours for real estate continuing education. Willmar Noon —2:30 p.m. Code of Ethics– NAR approved 2.5 CE Presented by: Charles Holland This class has been designed to give you instructions on the duties and obligations imposed by the National Associations Code of Ethics for REALTORS in their day to day real estate business. These duties mirror obligations required under state law and case studies and examples will help agents understand the required obligations. *Meets NAR Ethics requirements This course has been approved by the Minnesota Commissioner of Commerce for 2.5 hours for real estate continuing education. Name _________________________________________ ____ New Member Orientation FREE Company ____ Code of Ethics $20 _________________________________________ Home Address _________________________________________ Register Early, Prices increase $5.00 after Nov 26th! City /Zip________________ Phone ______________ License # _________________________________ For credit card payment, please provide email address: Email invoice to : ____________________________________________ No Refunds will be given Mail to: WCAR, 1025—19th Avenue SW Suite 5, Willmar 56201 , email: wcoffice@wcarmn.com - or— Fax to: 320-231-3405 February 5, 2015 Working the Cloud & Social Media Update MinnWest Campus Auditorium Willmar 8:30 a.m.—12:15 p.m. Working the Cloud 3.75 CE Presented by: Rob Mehta Get on board and start using tools that will lead to interaction, collaboration, and sales. If the cloud is still a meteorological term to you or your team, it's time we change that mindset. This program is designed to introduce low-cost ways of integrating some of the most proven cloud-based tools available today. We will focus on tools that facilitate collaboration and enable the agent or employee to better service their client while reducing overhead expenses, and making lives just a bit easier. This course has been approved by : MN Commissioner of Commerce for 3.75 hours for real estate CE . 1:00 p.m.—4:45 p.m. Social Media Update in 2014-15 3.75 CE Presented by: Rob Mehta What's happening with Facebook, LinkedIn, Twitter, Pinterest and the rest. OK, it is 2015. And your employees and agents are on all the right social media sites. And nothing is happening (or very little anyways). What to do now? Our program how to engage and build an audience that actually listens, and how to convert that audience into real interaction. Where to spend time, and what not to waste your time on as well. This course has been approved by: MN Commissioner of Commerce for 3.75 hrs for real estate CE. Name _________________________________________ ____ Both Classes $65 (lunch included) Company ____ Working the Cloud $35 _________________________________________ ____ Social Media Update $35 Home Address _________________________________________ City /Zip________________ Phone ______________ License # _________________________________ Register Early, Prices increase after January 29! For credit card payment, please provide email address: Email invoice to : ________________________________________________________ No Refunds will be given WCAR Newsletter Page 12 of 12 WCAR Board of Directors and Volunteer Committee Members 1025 19 Av SW Suite 5 Willmar MN 56201 Officers: President: Sandy Russen President Elect: Linda Harris PHONE: (320) 235-6881 Treasurer: Ann Anderson Past President: Charles Holland FAX: (320) 231-3405 MLS Committee: Lacey Aalderks Linda Harris Cynthia Rogers* Larry Sandven Dawn Scott Lori Schroeder MNAR & WCAR Director E-MAIL: wcoffice@wcarmn.com Geri Theis Roberto Trevino Public Relations Committee Ann Anderson Jolene Ervin Tyler Hanson Tina Nelson Mary Peterson Valerie Stephens* * denotes Committee Chair Brian Wixon Directors: Kelly Baeth Nan Kaufenberg Brent Prouty Paul Ryan Education Committee Doug Fenstra Association Executive Jan Sanow Sue Blumhoefer Dawn Scott* Bruce Vogel Jan Sanow Kevin Swanson We’re on the Web! See us at: www.wcarmn.com 1025 19 Av SW, Ste 5 Willmar MN 56201 WCAR… Working To Keep Home Ownership Strong
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